Retirement on the Horizon: Tax, Investment, and Legacy

Note: This Live Virtual course is presented in collaboration with CPA Western Provinces. The content is applicable to all participants. If you have questions regarding this course, please contact pdregistration@cpaalberta.ca

Overview:

If retirement is on your horizon, the decisions you make in the next decade will shape your financial security for life. This course delivers actionable strategies for optimizing registered accounts, timing CPP and OAS, tax-efficient drawdown planning, and corporate wealth extraction. You'll explore the critical differences between accumulation and decumulation planning with insights you can apply to your own retirement and your clients' transitions. 

Course Content:

In this course, you will gain knowledge about the following topics:

• Investment management for Retirees
  
• Retirement income planning
  
• Estate planning
  

Learning Objectives:

• How to structure tax efficient savings and drawdown strategies
• Important factors to consider when choosing to start CPP and OAS
• Investment approaches for the transition from accumulation to income generation, including whether alternative strategies are appropriate
• Budgeting frameworks that reflect how spending actually changes in retirement
• Key estate planning considerations to protect your legacy

Who Will Benefit: 

CPAs within 10 years of retirement and those advising clients through the transition. Relevant for both employees and firm owners/partners. Assumes foundational knowledge of Canadian tax and basic knowledge of registered accounts.